Mobile money

Mobile money you can actually reconcile.

Most customers pay by merchant code, and the business only hears about it by SMS. gitobiz records the transaction ID with each sale, refuses an ID that has already paid for something else, and checks every collection against the statement from the network.

Create your companySee pricing

Free plan · no card, no time limit

What it does

Merchant codes at the till
Choose mobile money and the till shows your MoMoPay or Airtel code, large, for the customer to dial.
A transaction ID with every sale
The cashier types the ID from the confirmation SMS. The same ID can never pay for a second sale, so an old or forwarded message is stopped at the counter.
SMS sync
An Android phone on your merchant line forwards payment messages to gitobiz. The till lists what has just arrived, and the cashier taps the one that matches.
Statement matching
Import the statement as CSV or Excel. Each collection is marked confirmed, amount differs, or not on the statement — the sign of a fake SMS.
Money nobody rang up
Payments on the statement that no sale or invoice claims are listed, so a sale made without being recorded shows itself.
A wallet is an account
Each merchant wallet has its own balance in gitobiz, built from its own movements and reconciled like a bank account.

Made for Uganda

Built around how business is done here.

  • MTN MoMoPay and Airtel Money merchant codes, one per network
  • Invoice payments, customer deposits and refunds by mobile money, not only till sales
  • Forwarded payment messages must come from the network’s sender — one typed on an ordinary phone is refused

Questions

What people ask about mobile money.

Something else? Ask us.

Does gitobiz take the payment itself?

No. Customers pay your merchant code exactly as they do now, and the money goes straight to your wallet. gitobiz records each payment and checks it.

What do we need for SMS sync?

An Android phone with the merchant line’s SIM and an SMS-forwarding app. Each phone gets its own key from gitobiz, and you can see when it last sent a message.

What if a customer shows us a fake payment SMS?

If its transaction ID has already been used, the till refuses it on the spot. If it is new but never reached your wallet, it is marked “not on statement” as soon as you import the statement for that day.

It is all one system

  • POS system

    A point-of-sale till that updates stock, cash and VAT as you sell: barcode scanning, weighed goods, cash and MTN or Airtel mobile money in one sale, and till shifts with a blind cash-up. Free to start.

    POS system in gitobiz
  • Invoicing

    Quotations, invoices, delivery notes and credit notes in your own layout, priced in UGX. Part payments and withholding tax handled, EFRIS fiscal document numbers recorded and printed, and a QR code on every document.

    Invoicing in gitobiz
  • Accounting

    A general ledger, profit and loss, balance sheet and bank reconciliation built from your own sales, expenses and stock, so nothing is keyed twice. Budgets, year-end close and a Finance role for your accountant.

    Accounting in gitobiz
Take the full product tour

Your first invoice is ten minutes away.

Create your company, add a product and a customer, and print an invoice with your logo on it. The getting-started guide walks you through every step in order.